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Equifax Inc.

NYSE•EFX
CEO: Mr. Mark W. Begor
Sector: Industrials
Industry: Consulting Services
Listing Date: 1980-03-17
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that assist them in complying with and automating payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, retail, telecommunications, utilities, automotive, brokerage, healthcare, and insurance industries, as well as government agencies. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Contact Information
1550 Peachtree Street, NW, Atlanta, GA, 30309, United States
404-885-8000
www.equifax.com
Market Cap
$20.97B
P/E (TTM)
29.9
25.6
Dividend Yield
1.2%
52W High
$281.03
52W Low
$166.02
52W Range
7%
Rank37Top 34.1%
4.4
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.4 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025

Financial Dashboard

Q1 2026 Data

Revenue

$1.65B+0.00%
4-Quarter Trend

EPS

$1.43+0.00%
4-Quarter Trend

FCF

$121.50M+0.00%
4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

Consolidated Revenue Growth Operating revenue reached $6,074.5M in 2025, marking a 7% increase over 2024 results.
Strong Cash Flow Generation Cash provided by operating activities totaled $1,615.7M, showing a $291.2M increase from the prior year.
USIS Segment Performance USIS revenue grew 10% to $2,078.5M, driven by mortgage and diversified markets in Online Information Solutions.
Shareholder Returns Focus Board authorized $3B repurchase program; paid $232.8M in dividends after increasing quarterly payout to $0.50.

Risk Factors

Cybersecurity Threat Exposure Routine targeting by sophisticated actors threatens sensitive data storage, risking liability, interruption, and reputation damage.
Technology Transformation Costs Cloud migration is expensive; failure to realize anticipated efficiency gains or unexpected expenses could harm operating results.
Economic Sensitivity Risks Demand sensitive to general economic conditions, inflation, and interest rates; weakening mortgage market activity expected in 2026.
Regulatory Scrutiny Ongoing Subject to ongoing CFPB investigation regarding data accuracy and dispute handling in Workforce Solutions unit.

Outlook

2026 Economic Planning Planning assumes U.S. GDP growth consistent with 2025; international economic activity projected to grow slower than 2025 levels.
Mortgage Market Softening Expect U.S. mortgage credit activity in 2026 to be slightly below 2025 levels, impacting revenue streams.
Strategic Investment Focus Commitments include continued investment in sales, security enhancements, new product development, and strategic acquisitions.
Cloud Benefits Realization Expect cloud transformation to increase efficiency, productivity, and enable advanced AI-based product delivery for growth.

Peer Comparison

Revenue (TTM)

EME stock ticker logoEME
$17.75B
+18.3%
WAB stock ticker logoWAB
$11.51B
+9.6%
FIX stock ticker logoFIX
$10.14B
+38.4%

Gross Margin (Latest Quarter)

VRSK stock ticker logoVRSK
69.8%
+0.9pp
AER stock ticker logoAER
65.4%
+7.6pp
TRU stock ticker logoTRU
58.3%
-12.2pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
HWM$96.03B63.829.7%27.3%
FIX$65.77B53.851.7%5.5%
WAB$44.96B37.210.9%29.8%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
2.4%
Moderate Growth
4Q Net Income CAGR
-3.6%
Stable Profitability
Cash Flow Stability
100%
Strong Cash Flow

Deep Research

Next earnings:Jul 21, 2026
|
EPS:$2.25
|
Revenue:$1.70B
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement
LTM
No Data