WesBanco, Inc.

NASDAQ•WSBC

CEO: Mr. Jeffrey H. Jackson

Sector: Financial Services

Industry: Banks - Regional

Listing Date: 1987-05-08

WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. The company operates through two segments, Community Banking, and Trust and Investment Services. It offers commercial demand, individual demand, and time deposit accounts; commercial, mortgage and individual installment loans; retail loans, such as residential real estate mortgage loans, home equity lines of credit, and loans for other consumer purposes; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats, and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans, and revolving lines of credit; and various non-traditional offerings, such as insurance and securities brokerage services. The company also provides trust services; and various alternative investment products, including mutual funds and annuities. In addition, it acts as an agency that specializes in property, casualty, life, and title insurance, as well as benefit plan sales and administration to personal and commercial clients; provides broker dealer and discount brokerage services; holds investment securities and loans; and holds and leases commercial real estate properties, as well as acts as an investment adviser to a family of mutual funds. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.

Contact Information

1 Bank Plaza, Wheeling, WV, 26003, United States

304-234-9000

www.wesbanco.com

Market Cap

$3.47B

P/E (TTM)

14.5

15.4

Dividend Yield

4.2%

52W High

$38.10

52W Low

$26.42

52W Range

83%

Rank41Top 44.9%

4.0

F-Score

Modified Piotroski Analysis

Based on 10-year fundamentals

Average • 4 / 9 points

Scoring Range (0-9)

8-9: Excellent Value

6-7: Strong Fundamentals

4-5: Average Quality

0-3: Weak Performance

Data Period: 2016-2025

Financial Dashboard

Q4 2025 Data

Revenue

$382.71M+54.01%

4-Quarter Trend

EPS

$0.87+24.29%

4-Quarter Trend

FCF

$79.49M+0.00%

4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

PFC Acquisition Drives Scale Total assets reached $27.7B, a 48.2% year-over-year increase, fueled by the February 2025 acquisition of Premier Financial Corp.

Net Income Surges Post-Merger Net income available to common shareholders rose 43.3% to $202.6M; adjusted EPS was $3.40, reflecting strong operational execution.

NIM Improves Significantly Fully taxable-equivalent Net Interest Margin expanded 57 basis points to 3.53% due to higher earning asset yields post-acquisition.

Capital Ratios Remain Strong Consolidated CET1 ratio stood at 10.37% and Tier 1 Leverage at 9.42%, remaining above 'well-capitalized' minimums despite balance sheet growth.

Risk Factors

Credit Quality Deterioration Noted Non-accrual loans increased 130.4% to $91.6M following the PFC acquisition, impacting asset quality metrics across loan categories.

Interest Rate Risk Exposure Fluctuations in market rates could negatively impact Net Interest Income, as funding costs may not decrease as quickly as asset yields.

Cybersecurity and Third-Party Risk Business relies heavily on information systems; security breaches or third-party vendor failures could materially disrupt operations.

Goodwill Impairment Potential Goodwill of $1.6B exists from acquisitions; impairment testing relies on subjective fair value estimates subject to market changes.

Outlook

Integration and Synergy Focus Management is focused on successful integration of PFC operations and realizing expected cost savings and revenue synergies.

Continued Dividend Growth Strong earnings supported increasing the common dividend to $1.49 per share for 2025, reflecting confidence in future profitability.

Enhancing Risk Frameworks Continue enhancing risk management strategies, including embedding climate risk considerations and strengthening cybersecurity governance.

CECL Forecasting Subjectivity Allowance for credit losses relies on subjective macroeconomic forecasts, potentially causing future volatility in provisioning expenses.

Peer Comparison

Revenue (TTM)

BMA

$4.01T

-43.6%

BKU

$2.14B

+5.8%

FULT

$1.89B

+5.1%

Gross Margin (Latest Quarter)

FIBK

97.7%

+36.7pp

WSFS

75.9%

+2.6pp

TBBK

75.6%

+0.0pp

Key Metrics

Symbol	Market Cap	P/E (TTM)	ROE (TTM)	Debt to Assets
BMA	$5.12B	46.9	4.7%	6.4%
FULT	$4.15B	10.1	11.6%	4.0%
INDB	$3.90B	19.2	6.2%	3.3%

Long-Term Trends

Last 4 Quarters

Revenue

Net Income

Operating Cash Flow

4Q Revenue CAGR

10.1%

Steady Growth

4Q Net Income CAGR

N/M

Profitability Shift

Cash Flow Stability

75%

Volatile Cash Flow

Deep Research

Next earnings:Apr 21, 2026

EPS:$0.86

Revenue:$264.54M

Financials

Earnings Calls

Reports

News

Income Statement

Balance Sheet

Cash Flow Statement

Ratios

% Chg.

Income Statement	LTM

No Data