Block, Inc.
NYSE•XYZ
CEO: Mr. Jack Dorsey
Sector: Technology
Industry: Software - Infrastructure
Listing Date: 2015-11-19
Block, Inc., together with its subsidiaries, builds ecosystems focused on commerce and financial products and services in the United States and internationally. It operates through two segments, Square and Cash App. The Square segment offers commerce products for restaurants, appointments, retail, point of sale, online, online checkout, and invoices, as well as virtual terminals, risk and order managers, and payment and commerce application programming interfaces; managed payment services; software solutions; hardware products, such as registers, terminals, stands, and readers for contactless and chips; banking services consisting of lending, instant transfer, and checking and savings accounts; and full-service setup and support services. This segment also provides loyalty, marketing, team management, and payroll services; and gift cards. The Cash App segment offers financial tools within the mobile Cash App, including peer-to-peer payments, bitcoin, and stock investment brokerage; Cash App Card, a debit card; direct deposit, cash boost, and tax preparation services; and Afterpay, a buy now, pay later platform. This segment also provides Pay in 4, monthly payment solutions, advertising and affiliate, shop directory, and Cash App Pay services; and business accounts, and Afterpay and Afterpay Plus cards. In addition, the company operates TIDAL, a platform for musicians and fans; TBD, an open developer platform focused on making the decentralized financial world accessible; Bitkey, a self-custody bitcoin wallet; and Spiral, which focuses on bitcoin open source work. It serves businesses, sellers, and individuals through e-commerce and retail distribution channels. The company was formerly known as Square, Inc. and changed its name to Block, Inc. in December 2021. Block, Inc. was incorporated in 2009 and is based in Oakland, California.
Contact Information
Market Cap
$36.06B
P/E (TTM)
27.9
22.5
Dividend Yield
--
52W High
$82.50
52W Low
$44.27
52W Range
Rank49Top 66.7%
3.2
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Weak • 3.2 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q4 2025 Data
Revenue
$6.25B+0.00%
4-Quarter Trend
EPS
$0.18+0.00%
4-Quarter Trend
FCF
$579.80M+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Financial Solutions Revenue Surge Financial Solutions revenue grew 28% to $4.177B, primarily driven by significant expansion in Cash App Borrow volumes.
Gross Profit Expansion Total gross profit increased 17% to $10.360B; Cash App gross profit led growth, rising 21% year over year.
Commerce Revenue Growth Commerce Enablement revenue rose 10% to $11.514B, matching the 10% growth in Square Gross Payment Volume.
Strong Liquidity Position Available liquidity totaled $9.191B at year-end 2025, supported by $6.564B in cash and equivalents.
Risk Factors
Loan Loss Expense Spikes Transaction, loan, and consumer receivable losses surged 68% to $1.337B, reflecting significant growth in loan volumes.
Bitcoin Revenue Decline Bitcoin ecosystem revenue dropped 18% to $8.503B compared to 2024, primarily due to decreased customer trading volume.
Major Workforce Reduction Announced plan to reduce workforce by over 40%, expecting $450M to $500M in restructuring charges in Q1 2026.
Stock Performance Volatility Cumulative stock return since 2020 shows a decline, with Class A stock trading at $29.91 at year-end 2025.
Outlook
Workforce Realignment Execution Executing Workforce Plan to align structure, expecting reduction completion by the end of Q2 2026 for cost efficiency.
AI Automation Investment Intend to continue investing in AI tools and automation to enhance productivity and maintain operational efficiency across ecosystems.
Capital Return Program Board authorized increasing share repurchase program to $9B total, signaling commitment to returning capital to shareholders.
Disciplined Credit Expansion Expanding lending offerings supported by new Cash App Score framework for responsible underwriting and credit access.
Peer Comparison
Revenue (TTM)
$24.19B
$21.11B
$12.27B
Gross Margin (Latest Quarter)
85.0%
83.0%
79.6%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| WDC | $99.37B | 26.6 | 64.2% | 29.8% |
| STX | $89.68B | 44.9 | -889.4% | 51.7% |
| FTNT | $60.53B | 32.6 | 123.6% | 9.6% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
2.7%
Moderate Growth
4Q Net Income CAGR
-15.6%
Declining Profitability
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:Apr 29, 2026
EPS:-
|Revenue:-
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
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No Data