Jackson Financial Inc.
NYSE•JXN
CEO: Ms. Laura Louene Prieskorn
Sector: Financial Services
Industry: Insurance - Life
Listing Date: 2021-09-01
Jackson Financial Inc., through its subsidiaries, provides suite of annuities to retail investors in the United States. The company operates through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks. The Retail Annuities segment offers various retirement income and savings products, including variable, fixed index, fixed, and payout annuities, as well as registered index-linked annuities and lifetime income solutions. The Institutional Products segment provides traditional guaranteed investment contracts; funding agreements comprising agreements issued in conjunction with its participation in the U.S. federal home loan bank program; and medium-term funding agreement-backed notes. The Closed Life and Annuity Blocks segment offers various protection products, such as whole life, universal life, variable universal life, and term life insurance products, as well as fixed, fixed index, and payout annuities; and a block of group payout annuities. The company also offers investment management services. It sells its products through a distribution network that includes independent broker-dealers, wirehouses, regional broker-dealers, banks, independent registered investment advisors, third-party platforms, and insurance agents. The company was formerly known as Brooke (Holdco1) Inc. and changed its name to Jackson Financial Inc. in July 2020. Jackson Financial Inc. was incorporated in 2006 and is headquartered in Lansing, Michigan.
Contact Information
Market Cap
$7.70B
P/E (TTM)
282.6
14
Dividend Yield
2.9%
52W High
$123.61
52W Low
$64.70
52W Range
Rank37Top 34.1%
4.4
F-Score
Modified Piotroski Analysis
Based on 8-year fundamentals
Average • 4.4 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2018-2025
Financial Dashboard
Q4 2025 Data
Revenue
$2.09B+0.00%
4-Quarter Trend
EPS
-$3.07+0.00%
4-Quarter Trend
FCF
$1.62B+0.00%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Sales and AUM Growth Total Sales reached $23.21B USD, marking 17.0% growth; AUM increased to $351.06B USD, reflecting strong market activity.
Adjusted Earnings Improvement Adjusted Operating Earnings rose to $1.61B USD, showing 11.8% improvement over prior year results, driven by operational focus.
Strong Capital Position Statutory RBC ratio remains high at 567% despite slight decrease; Free Cash Flow generated $838M USD for the parent company.
Increased Share Repurchases Increased common share repurchases to $634M USD in 2025, funded by strong capital generation across operating segments.
Risk Factors
GAAP Net Income Loss GAAP Net Income attributable to common shareholders was a $(17)M USD loss in 2025, contrasting $902M profit in 2024.
Market Risk Volatility Impact Equity and interest rate volatility causes significant GAAP net income fluctuations via Market Risk Benefit fair value changes.
Distribution Channel Reliance Reliance on third-party distributors faces risks from consolidation and potential adverse contract renegotiations impacting sales access.
Evolving Regulatory Landscape Business faces ongoing scrutiny and potential impact from evolving federal and state cybersecurity and Artificial Intelligence regulations.
Outlook
TPG Strategic Partnership Closed Closed TPG partnership in Q1 2026 to expand spread-based product sales via private credit platform integration and investment synergy.
2026 Capital Return Target Expecting $900M USD to $1.1B USD capital return target for common shareholders in fiscal year 2026 through dividends and buybacks.
Free Capital Generation Forecast Expecting free capital generation in 2026 to meet or exceed $1.2B USD under normal market conditions and stable interest rates.
Platform Efficiency Focus Continue leveraging scalable in-house administration platform for efficient growth and maintaining low statutory operating expense ratio.
Peer Comparison
Revenue (TTM)
$19.93B
$18.29B
$12.75B
Gross Margin (Latest Quarter)
213.5%
96.5%
90.2%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| ACGL | $34.88B | 8.1 | 19.0% | 4.1% |
| RNR | $12.94B | 5.0 | 24.2% | 4.3% |
| EQH | $11.25B | -8.1 | -152.3% | 2.1% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-17.5%
Growth Under Pressure
4Q Net Income CAGR
N/M
Profitability Shift
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:May 12, 2026
EPS:$6.05
|Revenue:$1.95B
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
|---|
No Data