Abacus Life, Inc.

NASDAQ•ABL

CEO: Mr. Jay J. Jackson

Sector: Financial Services

Industry: Insurance - Life

Listing Date: 2020-09-14

Abacus Life, Inc. operates as an alternative asset manager and market maker in the United States. It operates through three segments: Portfolio Servicing, Active Management, and Originations. The Portfolio Servicing segment provides policy services to customers on a contract basis. The Active Management segment is involved in buying, selling, and trading policies, as well as maintaining policies until receipt of death benefits. The Originations segment originates life insurance policy settlements between investors or buyers, and the sellers, who is often the original policy owner. The company sells its products through financial advisor or agent, direct to consumer, and traditional life settlements intermediaries. Abacus Life, Inc. was founded in 2004 and is headquartered in Orlando, Florida.

Contact Information

2101 Park Center Drive, Suite 200, Orlando, FL, 32835, United States

800-561-4148

abacuslife.com

Market Cap

$1.01B

P/E (TTM)

87.8

44.5

Dividend Yield

2.0%

52W High

$10.31

52W Low

$4.60

52W Range

100%

Rank35Top 29.9%

4.6

F-Score

Modified Piotroski Analysis

Based on 5-year fundamentals

Average • 4.6 / 9 points

Scoring Range (0-9)

8-9: Excellent Value

6-7: Strong Fundamentals

4-5: Average Quality

0-3: Weak Performance

Data Period: 2021-2025

Financial Dashboard

Q3 2025 Data

Revenue

$62.98M+123.72%

4-Quarter Trend

EPS

$0.07-202.04%

4-Quarter Trend

FCF

-$32.92M-37.32%

4-Quarter Trend

2025 Q3 Earnings Highlights

Key Highlights

Net Income Swing Profitable Net income attributable to ABACUS $29.30B for nine months, reversing prior $(5.70B) loss.

Total Revenue More Than Doubles Total revenue reached $163.34B for nine months, showing 4,567.7% growth in Asset Management segment.

Life Solutions Revenue Jumps Life solutions revenue $137.72B for three months, up 93.1%, driven by $31.46B in realized gains.

Strong Gross Profit Growth Gross profit $142.52B for nine months, increasing 100.6% due to higher policy revenue realization.

Risk Factors

Life Expectancy Forecasting Risk Returns depend entirely on accurate longevity estimates; adverse mortality changes severely impact policy values.

Significant Long-Term Debt Total long-term debt stands at $289.77B net, requiring substantial future interest and principal payments.

Cash Reserves Decreasing Cash and equivalents reduced to $86.42M from $131.94M at year-end 2024 due to financing activities.

Regulatory Uncertainty Exposure Life expectancy forecasting relies on unregulated firms; potential broader regulation could hinder policy acquisition ability.

Outlook

New Share Repurchase Plan Board authorized new $10.00M stock repurchase program commencing immediately until May 2027.

Life Asset Securitization Closed Successfully closed $50.00M securitized life insurance asset sale in October 2025 for capital management.

Sufficient Liquidity Confirmed Current cash and expected cash flow support operating and debt service needs for next twelve months.

Continued Acquisition Integration Asset management revenue growth driven by integration of Carlisle and FCF acquisitions finalized in 2024.

Peer Comparison

Revenue (TTM)

BHF

$6.37B

+45.9%

EGBN

$634.26M

-10.3%

TCBX

$366.95M

+8.5%

Gross Margin (Latest Quarter)

TCPC

425.9%

+6.1pp

ITIC

98.6%

+0.0pp

ABL

87.8%

-4.4pp

Key Metrics

Symbol	Market Cap	P/E (TTM)	ROE (TTM)	Debt to Assets
BHF	$3.44B	8.0	7.2%	1.3%
ABL	$1.01B	87.8	2.6%	45.1%
EGBN	$742.88M	-5.8	-10.9%	1.4%

Long-Term Trends

Last 4 Quarters

Revenue

Net Income

Operating Cash Flow

4Q Revenue CAGR

23.8%

Strong Growth

4Q Net Income CAGR

N/M

Profitability Shift

Cash Flow Stability

25%

Cash Flow Needs Attention

Deep Research

Next earnings:Mar 26, 2026

EPS:$0.20

Revenue:-

Financials

Earnings Calls

Reports

News

Income Statement

Balance Sheet

Cash Flow Statement

Ratios

% Chg.

Income Statement	LTM

No Data