Deluxe Corporation
NYSE•DLX
CEO: Mr. Barry C. McCarthy
Sector: Communication Services
Industry: Advertising Agencies
Listing Date: 1980-03-17
Deluxe Corporation provides technology-enabled solutions to enterprises, small businesses, and financial institutions in the United States, Canada, and Australia. It operates through Merchant Services, B2B Payments, Data Solutions, and Print segments. The Merchant Services offers credit and debit card authorization and payment systems, as well as processing services primarily to small and medium-sized retail and service businesses. The B2B Payments segment provides treasury management solutions, including remittance and lockbox processing, remote deposit capture, automated receivables management, payment processing, and cash application, as well as automated payables management, such as medical payment and deluxe payment exchange. The Data solutions segment offers data-driven marketing solutions, financial institution profitability reporting, and business incorporation services. The Print segment provides printed personal and business checks, printed business forms, business accessories, and promotional products. It sells through multi-channel sales and marketing, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.
Contact Information
Market Cap
$1.25B
P/E (TTM)
14.9
0.6
Dividend Yield
4.3%
52W High
$28.60
52W Low
$13.61
52W Range
Rank42Top 47.5%
3.9
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Weak • 3.9 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q4 2025 Data
Revenue
$535.30M+2.83%
4-Quarter Trend
EPS
$0.33+17.86%
4-Quarter Trend
FCF
$79.34M+123.18%
4-Quarter Trend
2025 Annual Earnings Highlights
Key Highlights
Adjusted EBITDA Margin Rises Adjusted EBITDA reached $431.5M USD, margin improved to 20.2% driven by pricing strategies and cost control.
Strong Cash Flow Generation Net cash from operating activities increased $76.3M USD to $270.6M USD, supporting debt reduction efforts.
Data Solutions Revenue Surges Data Solutions revenue grew 31.3% to $307.3M USD, driven by strong customer acquisition marketing demand.
Debt Reduced Post-Program Total debt reduced by $73.7M USD from prior year-end, reflecting disciplined execution of North Star program.
Risk Factors
Check Volume Secular Decline Checks remain 32.4% of revenue but volume declines persist, requiring growth offset in other segments.
Cybersecurity Threat Escalation Security breaches involving confidential data could damage reputation, expose firm to litigation and regulatory actions.
Growth Strategy Execution Risk Strategy relies on Print segment cash flow to fund growth; success is not assured for investments.
Inflationary Cost Pressures Inflation impacts labor, logistics, and raw materials, potentially eroding margins if price increases are insufficient.
Outlook
Focus Scaling Growth Platforms Plan to invest in advanced data analytics and digital capabilities to enhance product offerings and customer experience in 2026.
Balance Sheet Strengthening Priority Maintaining solid financial foundation by prioritizing debt reduction and prudent capital allocation for long-term value.
Print Efficiency Investments Continue investing in print efficiencies and process improvements while pursuing higher-margin promotional product share.
Finalizing Strategic Exits Sale of small business distributor channel expected to close in Q1 2026, focusing resources on growth areas.
Peer Comparison
Revenue (TTM)
$3.17B
$2.30B
$2.13B
Gross Margin (Latest Quarter)
97.7%
84.9%
81.6%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| DLX | $1.25B | 14.9 | 13.1% | 54.1% |
| CCO | $1.20B | -12.7 | 2.7% | 169.0% |
| EEX | $918.30M | -29.9 | -8.2% | 42.2% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
-0.1%
Flat Growth
4Q Net Income CAGR
2.5%
Profitability Slowly Improving
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:Apr 28, 2026
EPS:-
|Revenue:-
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
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No Data