Fair Isaac Corporation
NYSE•FICO
CEO: Mr. William J. Lansing
Sector: Technology
Industry: Software - Application
Listing Date: 1987-07-22
Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. The Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. It offers FICO® Decision Modeler and FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, FICO Decision Optimizer, FICO TRIAD Customer Manager, FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, FICO Analytic Services, FICO Advisors, and FICO Blaze Advisor, as well as software implementation and configuration services. The company markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Contact Information
Market Cap
$23.77B
P/E (TTM)
31.9
28
Dividend Yield
--
52W High
$2.22K
52W Low
$870.01
52W Range
Rank11Top 1.4%
7.0
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Strong • 7 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2025
Financial Dashboard
Q2 2026 Data
Revenue
$691.68M+0.00%
4-Quarter Trend
EPS
$11.19+0.00%
4-Quarter Trend
FCF
$223.09M+0.00%
4-Quarter Trend
2026 Q1 Earnings Highlights
Key Highlights
Total Revenue Growth Strong Total revenues reached $512.0M for the quarter, marking a strong 16% increase versus prior year period.
Operating Income Jumps 30% Quarterly operating income was $234.0M, showing robust 30% growth compared to the same quarter last year.
Scores Revenue Accelerates Scores segment revenue hit $304.5M, reflecting significant 29% growth year-over-year due to B2B strength.
Diluted EPS Rises 8% Diluted earnings per share improved to $6.61, an 8% increase from $6.14 reported in the prior year.
Risk Factors
Operating Cash Flow Declines Cash provided by operating activities decreased to $174.1M from $194.0M in the prior year quarter.
Software Retention Rate Slows Dollar-Based Net Retention Rate for Software segment fell to 103% from 106% last quarter.
Legal Proceedings Continue Antitrust class action lawsuits proceed past motion to dismiss; FICO intends to vigorously defend remaining claims.
Debt Balance Increases Total debt balance grew to $3.2B as of December 31, 2025, up from $3.1B previously reported.
Outlook
Liquidity Position Stable Cash $162.0M plus credit line sufficient to fund requirements for at least the next 12 months.
Debt Maturity Addressed Capacity exists to cover $400.0M principal payment on 2018 Senior Notes due in May 2026.
New Share Buyback Plan Board approved open-ended June 2025 program authorizing up to $1.0B in common stock repurchases.
Evaluating Tax Law Changes Management is currently evaluating the impact of the OBBBA 2025 on future income tax disclosures.
Peer Comparison
Revenue (TTM)
$24.19B
$23.18B
$21.41B
Gross Margin (Latest Quarter)
86.8%
85.3%
82.8%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| WDC | $147.32B | 23.2 | 91.9% | 10.5% |
| NOK | $69.78B | 57.5 | 5.1% | 8.9% |
| UI | $61.25B | 68.9 | 120.6% | 10.8% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
8.8%
Steady Growth
4Q Net Income CAGR
13.3%
Profitability Improving
Cash Flow Stability
100%
Strong Cash Flow
Deep Research
Next earnings:May 5, 2026
EPS:$10.82
|Revenue:$628.55M
Financials
Earnings Calls
Reports
News
Income Statement
Balance Sheet
Cash Flow Statement
Ratios
% Chg.
Income Statement | LTM |
|---|
No Data