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HCI Group, Inc.

HCI Group, Inc.

NYSE•HCI
CEO: Mr. Pareshbhai Suryakant Patel
Sector: Financial Services
Industry: Insurance - Property & Casualty
Listing Date: 2008-09-15
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, insurance management, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
Contact Information
3802 Coconut Palm Drive, Tampa, FL, 33619, United States
813-849-9500
hcigroup.com
Market Cap
$2.52B
P/E (TTM)
10.7
12.8
Dividend Yield
0.8%
52W High
$210.50
52W Low
$106.89
52W Range
85%
Rank48Top 50.7%
3.7
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Weak • 3.7 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2015-2024

Financial Dashboard

Q3 2025 Data

Revenue

$216.40M+23.49%
4-Quarter Trend

EPS

$5.05+835.19%
4-Quarter Trend

FCF

$25.88M-74.92%
4-Quarter Trend

Earnings Highlights

Key Highlights

No Data Available

Risk Factors

No Data Available

Outlook

No Data Available

Peer Comparison

Revenue (TTM)

Kemper CorporationKMPR
$3.72B
-19.8%
Provident Financial Services, Inc.PFS
$1.23B
+27.7%
Bank of Hawaii CorporationBOH
$1.07B
+5.1%

Gross Margin (Latest Quarter)

Bank of Hawaii CorporationBOH
70.5%
+10.6pp
Kemper CorporationKMPR
0.0%
+0.0pp
HCI Group, Inc.HCI
-60.0%
-84.8pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
PLMR$3.62B20.621.7%0.0%
BOH$2.80B15.110.7%2.9%
PFS$2.68B10.49.5%10.5%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
10.3%
Steady Growth
4Q Net Income CAGR
193.8%
Profitability Improved
Cash Flow Stability
100%
Strong Cash Flow

Research & Insights

Next earnings:Feb 26, 2026
|
EPS:$4.87
|
Revenue:-
Reports
All Years
  • Form 10-Q - Q3 2025

    Period End: Sep 30, 2025|Filed: Nov 7, 2025|
    Revenue: $216.40M+23.5%
    |
    EPS: $5.05+835.2%
    Meet
  • Form 10-Q - Q2 2025

    Period End: Jun 30, 2025|Filed: Aug 8, 2025|
    Revenue: $221.95M+7.6%
    |
    EPS: $5.57+7.5%
    Beat
  • Form 10-Q - Q1 2025

    Period End: Mar 31, 2025|Filed: May 9, 2025|
    Revenue: $216.43M+4.8%
    |
    EPS: $6.47+35.9%
    Beat
  • Form 10-K - FY 2024

    Period End: Dec 31, 2024|Filed: Feb 28, 2025|
    Revenue: $749.45M+36.3%
    |
    EPS: $10.59+16.0%
    Beat
  • Form 10-Q - Q3 2024

    Period End: Sep 30, 2024|Filed: Nov 8, 2024|
    Revenue: $175.24M+33.1%
    |
    EPS: $0.54-64.7%
    Meet
  • Form 10-Q - Q2 2024

    Period End: Jun 30, 2024|Filed: Aug 9, 2024|
    Revenue: $206.25M+62.0%
    |
    EPS: $5.18+257.2%
    Beat
  • Form 10-Q - Q1 2024

    Period End: Mar 31, 2024|Filed: May 9, 2024|
    Revenue: $206.61M+60.1%
    |
    EPS: $4.76+167.4%
    Beat
  • Form 10-K - FY 2023

    Period End: Dec 31, 2023|Filed: Mar 8, 2024|
    Revenue: $550.67M+11.8%
    |
    EPS: $9.13+246.3%
    Beat