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UBS Group AG

UBS Group AG

NYSE•UBS
CEO: Mr. Sergio P. Ermotti
Sector: Financial Services
Industry: Banks - Diversified
Listing Date: 2000-05-16
UBS Group AG provides financial advice and solutions to private, institutional, and corporate clients worldwide. It operates through five divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management, Investment Bank, and Non-core and Legacy. The company offers investment advice, estate and wealth planning, investing, corporate and banking, and investment management, as well as mortgage, securities-based, and structured lending solutions. It also provides personal banking products and services, such as deposits, credit and debit cards, and online and mobile banking, as well as lending, investments, retirement, and wealth management services; and corporate and institutional solutions, including equity and debt capital markets, syndicated and structured credit, private placements, leasing, traditional financing, and transaction banking solutions for payment and cash management services, trade and export finance, and global custody solutions. In addition, the company offers equities, fixed income, hedge funds, real estate and private markets, indexed and alternative beta strategies, asset allocation and currency investment strategies, customized multi-asset solutions, advisory and fiduciary services, and multi-manager hedge fund solutions and advisory services. Further, it advises clients on strategic business opportunities and helps them raise capital to fund their activities; enables its clients to buy, sell, and finance securities on capital markets and to manage risks and liquidity; distributes, trades in, finances, and clears cash equities and equity-linked products; structures, originates, and distributes new equity and equity-linked issues; and originates, distributes, manages risk, and provides liquidity in foreign exchange, rates, credit and precious metals. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is headquartered in Zurich, Switzerland.
Contact Information
Bahnhofstr. 45, P.O. Box, Zurich, 8098, Switzerland
41-44-234-11-11
www.ubs.com
Market Cap
$121.68B
P/E (TTM)
19.6
14.3
Dividend Yield
2.4%
52W High
$42.57
52W Low
$25.75
52W Range
74%
4.4
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Average • 4.4 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2015-2024

Financial Dashboard

Q3 2025 Data

Revenue

$18.52B+69.01%
4-Quarter Trend

EPS

$0.11-75.56%
4-Quarter Trend

FCF

-$4.50B-226.96%
4-Quarter Trend

2024 Annual Earnings Highlights

Key Highlights

Strong Underlying Profitability Underlying profit before tax reached USD 8.8B, significantly up from USD 4.0B in 2023, reflecting strong transactional activity.
Capital Strength Maintained CET1 ratio stood at 14.3%, above the 14% target, supporting growth ambitions and robust balance sheet.
Integration Cost Savings Achieved 58% of the USD 13B annualized cost-save target by year-end 2024, providing capacity for reinvestment.
Asset Gathering Growth Total invested assets grew to USD 6.09T, driven by positive market performance and net new assets inflows.

Risk Factors

Heightened Litigation Exposure CS acquisition materially increased exposure to ongoing and future litigation and regulatory scrutiny risks across the combined Group.
Internal Control Material Weakness Management concluded a material weakness in internal control over financial reporting as of December 31, 2024, due to integration complexity.
Macroeconomic & Geopolitical Risks Exposed to macroeconomic volatility, commercial real estate stress, and geopolitical uncertainty complicating market outlooks.
Regulatory Capital Pressure Swiss SRB framework implementation ahead of peers may increase capital requirements relative to competitors.

Outlook

2026 Profitability Target Aiming for an underlying return on CET1 capital exit rate of approximately 15% by the end of 2026.
Cost Efficiency Goal Targeting an underlying cost/income ratio below 70% exit rate by the end of 2026, supporting sustainable growth.
Capital Return Commitment Proposing 2024 dividend of USD 0.90/share (29% increase) and planning significant share repurchases in 2025.
Integration Completion Focus On track to substantially complete Credit Suisse integration aspects by the end of 2026, unlocking further benefits.

Peer Comparison

Revenue (TTM)

JPMorgan Chase & Co.JPM
$277.76B
+4.5%
Bank of America CorporationBAC
$188.84B
-0.1%
Citigroup Inc.C
$168.35B
-1.6%

Gross Margin (Latest Quarter)

Barclays PLCBCS
100.0%
+0.0 pp
ING Groep N.V.ING
98.8%
-299.1 pp
NatWest Group plcNWG
92.9%
-14.1 pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
JPM$817.69B14.416.4%10.9%
BAC$375.93B13.09.9%20.8%
WFC$271.25B12.611.7%19.8%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
+20.6%
Strong Growth
4Q Net Income CAGR
+47.7%
Profitability Improved
Cash Flow Stability
50%
Cash Flow Needs Attention

Research & Insights

Reports
All Years
  • Form 20-F - FY 2024

    Period End: Dec 31, 2024|Filed: Mar 17, 2025|
    Revenue: $81.29B+108.1%
    |
    EPS: $1.59-78.2%
    Beat
  • Form 20-F - FY 2023

    Period End: Dec 31, 2023|Filed: Mar 28, 2024|
    Revenue: $39.06B+17.1%
    |
    EPS: $7.30+212.0%
    Meet
  • Form 20-F - FY 2022

    Period End: Dec 31, 2022|Filed: Mar 6, 2023|
    Revenue: $33.36B-4.8%
    |
    EPS: $2.34+9.3%
    Beat
  • Form 20-F - FY 2021

    Period End: Dec 31, 2021|Filed: Mar 7, 2022|
    Revenue: $35.06B+9.3%
    |
    EPS: $2.14+16.9%
    Meet
  • Form 20-F - FY 2020

    Period End: Dec 31, 2020|Filed: Mar 5, 2021|
    Revenue: $32.07B+10.7%
    |
    EPS: $1.83+56.4%
    Beat