Stifel Financial Corp.

NYSE•SF

CEO: Mr. Ronald James Kruszewski

Sector: Financial Services

Industry: Financial - Capital Markets

Listing Date: 1983-07-19

Stifel Financial Corp., a financial services and bank holding company, provides retail and institutional wealth management, and investment banking services to individual investors, corporations, municipalities, and institutions in the United States and internationally. It operates in three segments: Global Wealth Management, Institutional Group, and Other. The company provides private client services, including securities transaction and financial planning services; institutional equity and fixed income sales, trading and research, and municipal finance services; investment banking services, such as mergers and acquisitions, public offerings, and private placements; and retail and commercial banking services comprising personal and commercial lending programs, as well as deposit accounts. It participates in and manages underwritings for corporate and public finance; and offers financial advisory and securities brokerage services. The company was founded in 1890 and is headquartered in Saint Louis, Missouri.

Contact Information

One Financial Plaza, 501 North Broadway, Saint Louis, MO, 63102-2188, United States

314-342-2000

www.stifel.com

Market Cap

$11.18B

P/E (TTM)

10.9

16.6

Dividend Yield

2.2%

52W High

$89.83

52W Low

$48.85

52W Range

57%

Rank42Top 47.5%

3.9

F-Score

Modified Piotroski Analysis

Based on 10-year fundamentals

Weak • 3.9 / 9 points

Scoring Range (0-9)

8-9: Excellent Value

6-7: Strong Fundamentals

4-5: Average Quality

0-3: Weak Performance

Data Period: 2016-2025

Financial Dashboard

Q4 2025 Data

Revenue

$1.75B+11.19%

4-Quarter Trend

EPS

$2.48+9.74%

4-Quarter Trend

FCF

$307.36M+0.00%

4-Quarter Trend

2025 Annual Earnings Highlights

Key Highlights

Record Net Revenues Achieved Total net revenues reached a record $5.53B in 2025, marking an 11.3% increase driven by Investment Banking and Asset Management.

Asset Quality Shows Improvement Nonaccrual loans to total loans decreased to 0.57% in 2025 from 0.77% in 2024, indicating better credit performance across the portfolio.

Capital Ratios Remain Strong Stifel Financial Corp. maintained a strong Common Equity Tier 1 ratio of 15.5% at year-end 2025, exceeding regulatory minimums.

Net Income Impacted by Provisions Net income available to common shareholders fell 6.9% to $646.5M, significantly impacted by elevated provisions for legal matters.

Risk Factors

Increased Credit Loss Provisioning Provision for credit losses increased 51.2% to $38.4M in 2025, primarily due to overall loan portfolio growth and specific reserve requirements.

Interest Rate Risk Exposure Lower interest rates in late 2025 compressed asset yields, partially offsetting NII growth despite higher average interest-earning assets.

Significant Litigation Exposure The company recorded $180.0M in Q1 2025 for legal provisions, highlighting ongoing material litigation and regulatory risk.

Intense Talent Competition Competition for skilled financial advisors and professionals requires increased compensation and retention costs, potentially pressuring operating margins.

Outlook

Advisor Recruiting Focus Future growth hinges on expanding the private client footprint by recruiting experienced financial advisors and pursuing opportunistic acquisitions.

Stable 2026 Rate Environment The Federal Reserve is expected to hold rates steady in early 2026, but future cuts could negatively affect net interest income margins.

Strong Investment Banking Pipeline The firm anticipates continued strength in advisory and capital-raising activities, benefiting from a constructive market environment.

Evolving Regulatory Landscape Management is actively monitoring and investing in compliance related to cybersecurity, data privacy, and emerging AI governance standards.

Peer Comparison

Revenue (TTM)

RGA

$23.41B

+6.2%

ALLY

$15.20B

-7.2%

CNA

$14.71B

+5.1%

Gross Margin (Latest Quarter)

HLI

100.0%

+61.5pp

EVR

99.3%

-0.1pp

89.0%

+4.3pp

Key Metrics

Symbol	Market Cap	P/E (TTM)	ROE (TTM)	Debt to Assets
RGA	$13.42B	11.4	9.5%	3.6%
CNA	$12.40B	9.7	11.6%	4.3%
ALLY	$12.10B	14.3	5.7%	11.1%

Long-Term Trends

Last 4 Quarters

Revenue

Net Income

Operating Cash Flow

4Q Revenue CAGR

6.5%

Steady Growth

4Q Net Income CAGR

70.9%

Profitability Improved

Cash Flow Stability

75%

Volatile Cash Flow

Deep Research

Next earnings:Apr 21, 2026

EPS:-

Revenue:-

Financials

Earnings Calls

Reports

News

Income Statement

Balance Sheet

Cash Flow Statement

Ratios

% Chg.

Income Statement	LTM

No Data