
Chubb Limited
NYSE•CB
CEO: Mr. Evan G. Greenberg
Sector: Financial Services
Industry: Insurance - Property & Casualty
Listing Date: 1993-03-25
Chubb Limited provides insurance and reinsurance products worldwide. The company's North America Commercial P&C Insurance segment offers commercial property, casualty, workers' compensation, package policies, risk management, financial lines, marine, construction, environmental, medical risk, cyber risk, surety, and casualty; and group accident and health insurance to large, middle market, and small commercial businesses. Its North America Personal P&C Insurance segment provides affluent and high net worth individuals and families with homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services. The company's North America Agricultural Insurance segment offers multiple peril crop and crop-hail insurance; and coverage for farm, ranch, and specialty property and casualty, and commercial agriculture products. Its Overseas General Insurance segment provides coverage for traditional commercial property and casualty; specialty categories, such as financial lines, marine, energy, aviation, political risk, and construction; and group accident and health, and traditional and specialty personal lines for corporations, middle markets, and small customers through retail brokers, agents, and other channels. The company's Global Reinsurance segment offers traditional and specialty reinsurance under the Chubb Tempest Re brand to property and casualty companies. Its Life Insurance segment provides protection and savings products comprising whole life, endowment plans, individual and life, group term life, health protection, personal accident, credit life, universal life, group employee benefits, and unit linked contracts. It markets its products primarily through insurance and reinsurance brokers. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.
Contact Information
Market Cap
$118.23B
P/E (TTM)
12.3
12.4
Dividend Yield
1.3%
52W High
$306.91
52W Low
$252.16
52W Range
6.6
F-Score
Modified Piotroski Analysis
Based on 10-year fundamentals
Strong • 6.6 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2015-2024
Financial Dashboard
Q3 2025 Data
Revenue
$16.14B+6.87%
4-Quarter Trend
EPS
$7.05+22.18%
4-Quarter Trend
FCF
$3.64B-15.72%
4-Quarter Trend
2025 Q3 Earnings Highlights
Key Highlights
Net Income Attributable Growth Net income attributable to Chubb reached $7.10B, reflecting a solid 6.0% growth for the nine months ended September 30, 2025.
Total Revenues Expansion Total revenues reached $44.34B, marking a 6.6% increase compared to the prior year nine-month period results.
Premiums Written Increase Net premiums written totaled $41.71B year-to-date, reflecting a 5.8% increase over the comparable prior period.
Investment Income Rises Net investment income grew 9.4% to $4.78B, primarily driven by higher average invested assets across the portfolio.
Risk Factors
AFS Fixed Maturity Losses Gross unrealized losses on available-for-sale fixed maturities totaled $3.21B at the end of the reporting period.
Catastrophe Exposure Modeling Modeled PML estimates show a 1-in-250 year worldwide event pre-tax loss potential of $9.05B.
Market Risk Volatility MRB liability is sensitive to equity shocks, potentially causing significant short-term accounting variations in net income.
Tax Benefit Absence Impact Effective tax rate increased due to the absence of a $55M incremental deferred tax benefit recorded in 2024.
Outlook
Vietnam Acquisition Progress Expect completion of the Liberty Insurance acquisition in Vietnam by early 2026, subject to regulatory approvals.
New Share Repurchase Plan New $5.0B share repurchase authorization effective July 1, 2025, signaling continued capital return strategy.
Debt Issuance Activity Issued $1.25B USD notes and CNY bonds in August 2025 to strategically manage the overall debt maturity profile.
Debt Repayment Completed Successfully repaid $800M of 3.15% senior notes upon maturity in March 2025, optimizing debt structure.
Peer Comparison
Revenue (TTM)
BAC$188.84B
PGR$85.19B
CB$58.70B
Gross Margin (Latest Quarter)
IBKR89.5%
BBVA84.2%
KKR82.7%
Key Metrics
Symbol | Market Cap | P/E (TTM) | ROE (TTM) | Debt to Assets |
|---|---|---|---|---|
| BAC | $384.18B | 13.2 | 9.9% | 20.8% |
| PGR | $132.03B | 12.4 | 46.8% | 0.0% |
| BBVA | $127.70B | 10.5 | 18.7% | 9.2% |
Long-Term Trends
Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4Q Revenue CAGR
+4.4%
Moderate Growth
4Q Net Income CAGR
+2.8%
Profitability Slowly Improving
Cash Flow Stability
100%
Strong Cash Flow
Research & Insights
Reports
All Years
Form 10-Q - Q3 2025
Period End: Sep 30, 2025|Filed: Oct 27, 2025|Revenue: $16.14B+6.9%|EPS: $7.05+22.2%BeatForm 10-Q - Q2 2025
Period End: Jun 30, 2025|Filed: Jul 28, 2025|Revenue: $14.90B+6.9%|EPS: $7.44+35.0%BeatForm 10-Q - Q1 2025
Period End: Mar 31, 2025|Filed: Apr 28, 2025|Revenue: $13.48B+4.5%|EPS: $3.32-37.1%BeatForm 10-K - FY 2024
Period End: Dec 31, 2024|Filed: Feb 27, 2025|Revenue: $56.15B+12.0%|EPS: $22.94+4.4%BeatForm 10-Q - Q3 2024
Period End: Sep 30, 2024|Filed: Oct 30, 2024|Revenue: $15.10B+8.5%|EPS: $5.77+15.4%BeatForm 10-Q - Q2 2024
Period End: Jun 30, 2024|Filed: Jul 26, 2024|Revenue: $13.93B+17.8%|EPS: $5.51+26.1%BeatForm 10-Q - Q1 2024
Period End: Mar 31, 2024|Filed: Apr 26, 2024|Revenue: $12.91B+15.8%|EPS: $5.28+15.5%MeetForm 10-K - FY 2023
Period End: Dec 31, 2023|Filed: Feb 23, 2024|Revenue: $50.13B+16.7%|EPS: $21.97+75.8%Beat