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Five Star Bancorp

Five Star Bancorp

NASDAQ•FSBC
CEO: Mr. James Eugene Beckwith
Sector: Financial Services
Industry: Banks - Regional
Listing Date: 2021-05-04
Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit. In addition, it provides debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.
Contact Information
3100 Zinfandel Drive, Suite 100, Rancho Cordova, CA, 95670, United States
916-626-5000
www.fivestarbank.com
Market Cap
$761.98M
P/E (TTM)
14.6
vs Industry 14.4
Dividend Yield (TTM)
2.2%
52W High
$37.74
52W Low
$22.22
52W Range
87%
4.1
F-Score
Modified Piotroski Analysis
Based on 9-year fundamentals
Average • 4.1 / 9 points
Scoring Range (0-9)
8-9: Excellent Value
6-7: Strong Fundamentals
4-5: Average Quality
0-3: Weak Performance
Data Period: 2016-2024

Financial Dashboard

Q3 2025 Data

Revenue

$66.81M+24.29%
4-Quarter Trend

EPS

$0.77+48.08%
4-Quarter Trend

FCF

$0.00+0.00%
4-Quarter Trend

Earnings Highlights

Key Highlights

No Data Available

Risk Factors

No Data Available

Outlook

No Data Available

Peer Comparison

Revenue (TTM)

Business First Bancshares, Inc.BFST
$475.04M
+17.1%
Hanmi Financial CorporationHAFC
$413.29M
+3.1%
Great Southern Bancorp, Inc.GSBC
$351.82M
+4.5%

Gross Margin (Latest Quarter)

CNB Financial CorporationCCNE
100.0%
+42.3 pp
Capital City Bank Group, Inc.CCBG
87.1%
+3.2 pp
MetroCity Bankshares, Inc.MCBS
62.7%
+2.6 pp

Key Metrics

Symbol
Market Cap
P/E (TTM)
ROE (TTM)
Debt to Assets
HAFC$809.18M11.19.6%0.0%
FSBC$761.98M14.612.9%1.9%
BFST$729.19M8.89.8%6.2%

Long-Term Trends

Last 4 Quarters
Revenue
Net Income
Operating Cash Flow
4-Quarter Revenue CAGR
+4.2%
Moderate Growth
4-Quarter Net Income CAGR
+7.1%
Gradual Improvement in Profitability
Cash Flow Stability
75%
Volatile Cash Flow

Research & Insights

Reports
All Years

  • Form 10-Q - Q2 2025

    Period End: Jun 30, 2025|Filed: Aug 7, 2025|
    Revenue: $35.83M-28.7%
    |
    EPS: $0.68+33.3%
    Meet

  • Form 10-Q - Q1 2025

    Period End: Mar 31, 2025|Filed: May 8, 2025|
    Revenue: $58.13M+18.4%
    |
    EPS: $0.62+0.0%
    Beat

  • Form 10-K - FY 2024

    Period End: Dec 31, 2024|Filed: Feb 28, 2025|
    Revenue: $212.20M+17.4%
    |
    EPS: $2.26-18.7%
    Meet

  • Form 10-Q - Q3 2024

    Period End: Sep 30, 2024|Filed: Nov 7, 2024|
    Revenue: $53.76M+16.5%
    |
    EPS: $0.52-18.8%
    Meet

  • Form 10-Q - Q2 2024

    Period End: Jun 30, 2024|Filed: Aug 6, 2024|
    Revenue: $50.27M+11.0%
    |
    EPS: $0.51-31.1%
    Beat

  • Form 10-Q - Q1 2024

    Period End: Mar 31, 2024|Filed: May 8, 2024|
    Revenue: $49.08M+18.5%
    |
    EPS: $0.62-19.5%
    Beat

  • Form 10-K - FY 2023

    Period End: Dec 31, 2023|Filed: Feb 23, 2024|
    Revenue: $180.70M+46.0%
    |
    EPS: $2.78+6.5%
    Meet

  • Form 10-Q - Q3 2023

    Period End: Sep 30, 2023|Filed: Nov 8, 2023|
    Revenue: $46.14M+40.6%
    |
    EPS: $0.64-5.9%
    Beat